Financial Options by Superior Car Credit

Our buy here pay here financing allows us to work with almost every credit situation. We specialize in getting our customers approved and driving regardless of past challenges. You’re more than a credit score at Superior Car Credit.

• Valid Driver's License

We will use your Drivers license to register your vehicle, and validate your identity. 

• Proof of income

1. Recent pay stubs
2. Bank statements showing regular deposits
3. Social Security income statements
4. Pension distribution statements
5. Tax returns (for self-employed individuals)

• Proof of Residence

1. Utility bills (like electricity, water, or gas) in your name
2. Lease agreements
3. Mortgage statements
4. Bank statements with your address

• If you have Social Security Income

1. Social Security income statements
2. Bank statements showing regular deposits from Social Security

Please note that these are general guidelines and the requirements may vary. If you have any questions during the process, feel free to call us

Yes, Superior Car Credit operates as a Buy Here, Pay Here dealership. This model lets us streamline the loan process. You’ll know instantly whether you’re approved or not. It enables us to cater to various credit situations and guarantees our customers can drive off our lot in a quality vehicle in less than an hour in many cases.

Choosing the right vehicle depends on your needs, lifestyle, and budget. Here are a few pointers:

• Understanding Your Needs - Evaluate your needs considering factors like fuel efficiency, seating capacity, and the driving you plan to do.
• Research Thoroughly - Investigate the vehicle's history, reviews, safety ratings, and reliability.
• Test Drive - Experience how the car drives and feels. Make sure you're comfortable with its handling and features.

We provide high-quality used cars, which offer remarkable value for buyers. Purchasing pre-owned vehicles is often more affordable than new ones, and many come with a warranty. Also, buying a used vehicle allows you to avoid the steep depreciation of buying a new vehicle.

Superior Car Credit doesn’t use a ‘one size fits all’ down payment program. Instead, we work one on one with you to determine your needs and budget. Apply now to get your custom financing quote.